I'm moved to the US from Canada in 2003 and it was difficult for me to get my credit started in the US since your credit history does not follow you into the US. Since I banked at Sovereign, that was the first place I applied for a credit card and after discussion with the bank manager, they issued a credit card to me in 2004. Since that time, I've been churning on a relatively conservative basis in order to earn points to travel back & forth to Canada. I currently have five cards open, but none of the other cards has more than 18 months history. I've read that you should always keep the credit card with the oldest history open. I don't use my Sovereign credit card at all and I don't bank there any longer. This week I received notice that Sovereign is rebranding their credit cards to Sphere and that I will need to activate this new card when it is sent out. If I don't, my existing card will stop working in 90 days. Will this Sphere card be considered a "new" credit card on my credit history, or will it show as an existing card almost 8 years old?