Can I apply for someone else?

Discussion in 'General Discussion | Miles/Points' started by michael21, Mar 12, 2014.  |  Print Topic

  1. michael21

    michael21 Silver Member

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    A friend of mine is out of town of the country and he asked me to apply for the Citi 100k card for him in case he's not back in time.

    He's a close friend so I am not worried but I've had collegues ask me to do the same (and I've asked them-we're all point crazy)...We're all close but I've never felt comfortable doing it because what if they claim I did it without their permission and it turns into like a crazy identity thief thing?

    Is there a way to do it so I can rest assured that I won't get into trouble? Like having them sign something to the affect that they are requesting that I sign up for the card?
     
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  2. gconnery

    gconnery Silver Member

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  3. michael21

    michael21 Silver Member

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    Lol Wow that is intense.
     
  4. MX

    MX Gold Member

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    Then don't do it. Btw when you impersonate a friend even with his permission, it's still an offense.
     
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  5. mattsteg
    Original Member

    mattsteg Gold Member

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    What's preventing him from applying while overseas?
     
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  6. WilliamQ

    WilliamQ Gold Member

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    Are the online / electronic applications options not available?
     
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  7. satman40

    satman40 Gold Member

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    I have been known to apply for my wife's CCs.

    Please do not tell anyone..
     
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  8. michael21

    michael21 Silver Member

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    Lol exactly like I've done it for my wife and parents.

    Some people just like dealing with the hassle if they are overseas like reconsideration line etc...

    Any other avenues?
     
  9. John Deere

    John Deere Silver Member

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    You're best off if you don't apply for any friends. If you mess up accidentally, you
    A:can hurt the friend's credit

    B:as was mentioned... Impersonation is bad
     
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  10. satman40

    satman40 Gold Member

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    I agree, my wife tells me we are a team, and she can not be forced to testify against me..

    Makes us partners in the crime...
     
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  11. Slow_Mustang
    Original Member

    Slow_Mustang Silver Member

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    It appears that intuitively you know that what you are doing and asking us about is wrong. I am at a loss to understand the purpose of the post. Is it to seek our validation and thereby reduce your guilt for this kind of activity? If you must, do it quietly and tell the the little guy inside to mind his own business. If it bothers you enough, then quit doing it. Anything that we say is irrelevant. It is you who has to make peace with yourself and face the consequences, should it blow up some day. Make sense?
     
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  12. michael21

    michael21 Silver Member

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    My intent is quite simple. I'm happy doing it but want to cover my butt.

    If there's a way, great. If not, ok.
     
  13. pointshogger

    pointshogger Silver Member

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    I don't get it. I assume that your friend can apply for the credit card himself? But the only issue is dealing with the reconsideration line. However, will he not be back in time to catch the 100K sign up bonus? Because even if you get the card for him, will you need to activate it for him too? When is he actually going to start using the card? How much longer is he gone for? Because he might not get the 100K sign up bonus in time if he cannot reach the minimum spend requirement anyway if he is not back to use the card.
     
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  14. satman40

    satman40 Gold Member

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    I often tell my friends about the miles game, and not all of them are interested.

    If they give an excuse, I move on and we talk about other things.

    Truth is not everyone cares, even if they travel,a lot.
     
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  15. Ed Chandler
    Original Member

    Ed Chandler Silver Member

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    Ah, but she can choose to ...
     
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  16. LarryInNYC

    LarryInNYC Gold Member

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    I don't even understand what "applying for someone else" means. Do you mean can you simply enter the information on his behalf on the web site? Sure, if he gives you the information and permission to do so. I do this for my wife (with her permission, of course, and she's usually in the same room) whenever we apply for new cards. Of course, from the point of application on it's up to her, since I enter her actual email address and she gets all the related correspondence.

    Or do you mean he somehow wants to use your address and possibly other aspects of your personal life (your income?) to apply for a credit card he wouldn't normally be allowed to have? I certainly wouldn't do that -- it's fraud.

    With the prevalence of the internet, I can't really see why this issue would possibly crop up, and certainly why it would crop up with any frequency, as you suggest.
     
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  17. satman40

    satman40 Gold Member

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    I am sure she can, but I give her my Social Security check every month, :rolleyes:
     
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  18. Counsellor
    Original Member

    Counsellor Gold Member

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    Not sure what you mean by "an offense" but generally it's not against the law if done with permission.

    However, in some instances it can be an offense even if done with permission, if the intent is to defraud (e.g., taking a test in the other's name).
     
    Last edited: Mar 27, 2014
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  19. michael21

    michael21 Silver Member

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    Exactly.

    I do it for some friends and I don't see anything going wrong entering their info all on the up and up. I'm jus wondering if me and him have a fall out and he claims I applied without his knowledge. VERY unlikely-I just want to cover my bases.
     
  20. satman40

    satman40 Gold Member

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    I would not do it, for anyone other than my wife, and sometimes
    even she feels I am pushing.

    Most of us wants to help others, and yet the truth is others don't give a damn.

    Miles means nothing to my wife unless she wants them, to me it is a way of keeping score, and a hobby....yet most of my miles are give a aways, the fun is getting them, and sharing them...

    I am not sure many who get them appreciates them,

    That's life..
     
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  21. Ed Chandler
    Original Member

    Ed Chandler Silver Member

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    Sorry to have been away from this thread for so long, but here's my $.02:

    I'll do things on behalf of my wife, with her permission. It's not because she asks me to -- it's because we share the travel hobby so helping her ends up helping me/us. So far as others are concerned, probably not. I believe this hobby demands discipline and commitment. I'll advise the few who strike me as serious, but if they're not willing to spend the effort to dial a phone or click a mouse, then they're probably not going to succeed at this and are more likely than not to end up missing payments, or overspending, etc. That's not doing them any favors, really.
     
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  22. satman40

    satman40 Gold Member

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    You do have to spend a little effort everyday, and yet it us fun...

    You are correct it is not for everyone, and the banks know some will miss the payment, or over spend....

    Credit card auto payment is your friend..,
     
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