Hello, ive been around the forum and following the travel blogs for a few weeks now. I have a newbie question. I've read a ton of posts telling people to apply for a business credit card. Can you really do so without a real business? My wife is involved with an MLM, does that count? My next question, is if you do so, is it safe to charge personal spending on a business credit card? Would seem like you would need to keep the two seperate. We wouldn't be able to hit spend limits on a business card without personal spending. Thanks for any help.