I couldn't find any retention data points on BofA. I just cancelled my Virgin Atlantic because of a long running points dispute, they just refused to budge despite being dead wrong on the math of my spend. However no attempt at retention at all. That's fine, I mean, it's not like a Chase line where I could swap or that it's a bank that tracks apps and closes like the others in a way that will hurt. Just curious what other experience is with retention with BofA. I have to assume their algorithms make the call on saves. I could see where Im not a save based on current inquiries, opens, etc.