A couple of weeks ago I inquired with a Barclay's phone rep about their planned chip upgrade and whether it could be used at Chip&PIN terminals. The rep responded affirmatively, and I requested the upgrade. The new cards finally arrived today. During the activation by phone, I was prompted to select a PIN. The recording explained that the same PIN should be used for either cash withdrawals at ATMs or purchases at Chip&PIN terminals. Of course it's very good news that we now have a popular travel-oriented card with the C&P option. But I'm a bit concerned that the single PIN system could make purchases more susceptible to be miscategorized as cash advances. If anyone with an Arrival+ card plans a trip overseas in the near future, your feedback on how well they work would be appreciated.