I just got a letter in the mail saying that I could get the chip and signature technology on my BA Visa that I got back in June. I have searched threads on here and I see a lot about chip and pin technology (which people seem to have a lot of different opinions on) but people seem to not be that impressed with the chip and signature cards... Am I correct in this observation? I don't plan on going to Europe anytime soon. I hope to go to Asia next summer (2014). Would having the chip and signature technology be beneficial to me? Are there any security risks with having that version of a card? I do not have to pay for that version so I figured I would get it as long as the negatives didn't outweigh the positives.