Just a general question out there for you all... Now that we can't maximize our points with the VR's/GC's at OD for 5x do you guys still plan on/currently purchase the VR's from CVS? (I do know about the H.I. card at OD but I'm looking to keep it simple for now) I've been working on trying to come up with a plan of action now that all of my spends are done with my previous APP-O-RAMA. I'm thinking that if we have another planned trip in Europe it could be a good idea to use the Club Carlson card for the 5x points, especially when you use the points to book a reward night and basically get a BOGO... I would love to spread the love though as well. I do love those UR and SPG points too... oh decisions decisions... I guess at the end of the day it really comes down to what YOU value those points at and how much you are willing to pay for them. What are you guys doing?