I currently have the Ink Bold (charge card) and considering applying for the Ink Plus (credit card). I do not own a formal business but sell things on Ebay and Craigslist and was approved for my Ink Bold after a reconsideration phone call with a Chase Rep. I do not keep track of the "business" numbers thus had to estimate during the phone call. I was very frank with the rep and she had no issues with it and I was instantly approved after a brief conversation. Do the credit card companies keep records of what our answers were in these reconsideration conversations? Since I don't keep a formal record, if I were to have the same conversation again, my numbers might be slightly different. Will this be a problem? Thanks in advance.