I am trying to make a plan for my next round of applications. Here are the cards I currently have: Local bank Visa card Bank of America Phi Theta Kappa Chase Freedom Discover More Citi Dividend Platinum Select Blue Cash Preferred (in the processes of downgrading this one to the no-fee version) Chase Sapphire Preferred United Plus Explorer Delta Gold Skymiles US Airways Dividend Mastercard Starwood Preferred Guest Hilton Honnors from Amex (no fee version) I'm eyeing three possibilities: Two citi AA cards by trying the two browser trick that may or may not work Ink Bold I've never applied for a business card before and am worried I won't get approved as my yearly income is only 32K. I do sell things on ebay from time to time, plus do side work that generates a 1099 misc form at the end of the year, but not sure if either or both of those would qualify me for a business card. I know the general suggestion is that anyone can apply for a business card, but I'm worried my lower income will tag me as not desirable for a business card. Any suggestions? Should I go for the Ink Bold? And any other suggestions what kind of card I should get? I'm mainly focused on collecting airline miles right now.