App-o-rama with frozen Experian

Discussion in 'General Discussion | Credit Cards' started by tim0thy, Nov 22, 2013.  |  Print Topic

  1. tim0thy

    tim0thy Active Member

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    I wanted to give everyone a data point on an app-o-rama with a frozen Experian report. I have a 786 TU FICO and a 737 EQ FAKO with zero inquiries on both. I also have several new applications from previous AOR's.

    Chase Sapphire Preferred - Approved, pulled EQ, not instant but auto-approved after one hour
    Chase United MP - Approved, same inq as above (Chase pulled only once), not instant
    US Bank Club Carlson - Approved, pulled EQ, instant
    US Bank Club Carlson Biz - Approved, same inq as above (US Bank pulled only once), instant
    Barclays US Airways (2nd card) - Denied after recon, pulled TU, said policy is to only allow 1 card, will call recon back on Monday
    BofA Alaska Airlines - Denied, did not pull any credit report, recon insisted on Experian only
    Citi AA - Denied, did not pull any credit report, recon insisted on Experian only
    NFCU Go Rewards - Approved, pulled EQ, not instant but auto-approved after one day

    It seems like BofA and Citi only wanted to pull EX in California. Chase, US Bank and Navy Federal all pulled Equifax only and Barclays pulled Transunion only.

    Overall not a bad haul.
     
    Last edited: Nov 23, 2013
    jamesb2147 likes this.
  2. Mrlasssen

    Mrlasssen Silver Member

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    Would like to know your results after calling recon lines.
     
    jamesb2147 likes this.

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