Any way to join ShopDiscover without a Discover credit card?

Discussion in 'General Discussion | Credit Cards' started by gconnery, Apr 28, 2014.  |  Print Topic

  1. gconnery

    gconnery Silver Member

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    I assume the answer is no... I poked around and while its easy to find a random discover card number, since they want the card expiration date, your info etc, they're obviously looking this up someplace. I guess I need to consider getting a NAF discover card?
     
  2. servo

    servo Silver Member

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    No, you cannot. ShopDiscover is tied to your online account, so when you're entering your card, it's validating for an online account to manage the card as well. I've got a $50 c/b bonus offer (that I think most referrals get these days), but there may be a better one out there. I haven't checked recently. This comes in SUPER handy in holiday season when they bump CB up to 10% on a lot of retailers. Worth the pull, no doubt.
     
  3. gconnery

    gconnery Silver Member

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    Okay, so I'm reasonably well versed in Chase, Amex, Citi, BofA, Barclay et al. But I've never paid ANY attention to Discover cards. What's the best option? How about the best cash back option? How about with no annual fee (ever)?
     
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  4. servo

    servo Silver Member

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    Discover IT card is pretty much the Discover equivalent to Chase Freedom, except that you've got access to the Discover portal instead. No annual fee, 1st late payment forgiveness (we all goof sometimes) and tons of cash back opportunities, especially around the holidays. There have been new signup offers as much as $150 CB, but I don't know how prevalent they are. The $50 one is available to you by anyone who offers you a referral - the referring person gets $50 as well once you're approved.

    There really aren't other choices as a new customer - there are some existing discover cards that have different features than IT, but nothing significantly better. IT is the only personal card choice these days.
     
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  5. gregm

    gregm Gold Member

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    This may be a really stupid question, but are there Discover cards that can be tied to airlines/hotel chains like, for example, the Delta Amex?
     
  6. FlyingBear
    Original Member

    FlyingBear Silver Member

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    Nope :(
     
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  7. harvson3

    harvson3 Silver Member

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    The $150 offer for $750 in spending is still alive and available. Google it, or call Discover directly and ask for it.
     
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  8. gregm

    gregm Gold Member

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    Double :(:(
     
  9. FlyingBear
    Original Member

    FlyingBear Silver Member

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    Still a good card to have. There are a few retailers with unbeatable cashback (5% on Apple, for example) and $50 for $45 or $40 gift cards make that a rather nice deal too.
     
  10. gconnery

    gconnery Silver Member

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    Well, I'm running out of runway with Chase and Citi and Amex pretty soon so a small diversion into a NAF long-term Discover card wouldn't be a bad idea. Put it on the list.
     
  11. misterbwong

    misterbwong Silver Member

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    Been thinking about the DiscoverIT for the portal as well. Seems their portal pays out more reliably than other portals.

    As another (redundant?) data point, you can not get the discover portal even if you have discover checking. It must be through a cc. :(
     
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