My strategy has always been applying for one or two cards at a time. So far, I have BA (annual fee next month), United Explorer, Marriott, Signature Visa (over 15 years old) Chase Sapphire, Southwest and Chase Ink Bold. Had the Continental but had to close to receive the Marriott. The last 3 applications within 6 months are: Mid November 2011- Marriott Mid Jan 2012 - United Explorer Mid March 2012 - Chase Ink Is it "Safe" to apply for the "hyatt" card now? Does Chase Ink count as time between application?