I can refer for Premier Rewards Gold Gard if anyone is looking for one. Public offer is 15k poins so this will give you an extra 10k plus first year free. An introductory annual fee of $0 for the first year, then $175, and 25,000 Membership Rewards® bonus points after you spend $2,000 in 3 months. Some of the great things to point out for this card include 3x points on flights, 2x points on gas and groceries (probably my favorite thing about the card!), and 1x on everything else. If your interested let me know through this thread and I can send you the offer. Thanks in advance. I appreciate it.