Amex Extended Payment Options -- 10k MR points

Discussion in 'American Express | Membership Rewards' started by HaveMilesWillTravel, Nov 19, 2013.  |  Print Topic

  1. HaveMilesWillTravel
    Original Member

    HaveMilesWillTravel Gold Member

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    Just received an offer for my Amex Platinum card offering me an Extended Payment Option, and 10k MR points for signing up.

    The signup form asks for my total annual income. The T&C include this blurb:

    "The Extended Payment Option is one of the Pay Over Time features we may offer. Not all Card Members are eligible to use Pay Over Time features. Request to pay over time are approved based on several factors including account history, current account status and credit record at time of request."

    Makes me wonder if they'll pull a credit report if I apply, as it effectively turns the charge card into a credit card. Anyone know?
     
    julielou2 and theBOAT like this.
  2. ballardFlyer

    ballardFlyer Gold Member

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    I did it on my last plat card and there was no pull but I didn't read the t and c closely back then so can't confirm if this is new language or not.
     
  3. MX

    MX Gold Member

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    They may do a soft pull of your credit history, since you're not requesting a new account. I recently saw a soft entry on my credit report from "AmEx Account Review". I couldn't recall with certainty what I had done to provoke it, but it was probably from pressing the button to "check eligibility for other offers".
    Of course only AmEx knows what they will do. ;)
     
  4. ballardFlyer

    ballardFlyer Gold Member

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    Got same new offer and did it again. No credit pull alert so far.
     
  5. flynow

    flynow Silver Member

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    Last month I also was told I can pay over time!!! It's good and bad at the same time!!!
     
  6. JoeCortez

    JoeCortez Silver Member

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    I did it on my Amex and it didn't do a credit pull - it seemed that it was either "Yes, you qualify," or "No, you don't." No complaints here!
     
  7. theBOAT
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    theBOAT Silver Member

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    I also received an email promoting the service, but there was no mention of any bonus points! :eek:

    theBOAT
     
  8. julielou2
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    julielou2 Silver Member

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    It's a good deal. I signed up as soon as I got the email.
     
  9. AlohaMiles

    AlohaMiles Member

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    Has anyone actually received the 10k points? I signed up quite a while back(dont remember exact date) and still have not received them. How long did they take to post?
     
  10. HaveMilesWillTravel
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    HaveMilesWillTravel Gold Member

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    Yes. A couple of weeks maybe.
     
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  11. AlohaMiles

    AlohaMiles Member

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    Oh wow its been at least two months for me and nothing. I guess I should give them a call!!! Thanks
     

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