I'm a bit confused about this gift card... I used a small balance on my Membership Rewards Express account to redeem for a $25 gift card. (on special for 3500 points) Got the card, it says I cannot use it on recurring purchases... there goes that idea, my plan was to either pay cable or wireless bill. But more importantly, the paper slip this card came glued to says $3.95 purchase charge.... so is my card only good for $21? That kind of sucks, to be honest.