67 Loans

Discussion in 'Kiva | Loans That Change Lives' started by MissBurrill, Jul 11, 2012.  |  Print Topic

  1. MissBurrill
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    MissBurrill Gold Member

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    Mandela Day is on 18 July and to honour his 67 years of service the challenge is on to make 67 loans or recruit 67 new members.

    The time frame is 5am PST Monday 16 July till midnight PST Thursday 19 July.

    67 loans will be easy for us. Maybe we should aim to be on 67 different loans?
     
  2. kiwi
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    kiwi Gold Member

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    Perhaps having 67 loans complete their funding thanks in part to MP KLT would be more appropriate?
     
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  3. MissBurrill
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    MissBurrill Gold Member

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    I like your thinking.
     
  4. HaveMilesWillTravel
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    My July funds are all committed, except for the first set of repayments ever coming into my account, which would amount to maybe one or two new loans. But I suppose I could "borrow" from the August allotment.

    So bring it on!
     
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  5. milchap
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    milchap Gold Member

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    Excellent idea.
     
  6. misman
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    misman Gold Member

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    Will save my repayments from Sunday for this effort.
     
  7. GenevaFlyer
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    Hi,

    I will hold on to my repayments as well.

    Cheers,

    GenevaFlyer
     
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  8. canucklehead
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    Love this idea!
     
  9. Randy Petersen
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    Randy Petersen Founder

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    I'll be there to start with you on Sunday. Thanks for the info.
     
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  10. GenevaFlyer
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    Hi,

    To help focus our lending, should we focus on a particular type of loan?

    For example, African loans only? Agriculture loans only?

    MissB, what would your thoughts be? And will you lead the proposing of loans for us to swarm down upon?

    Cheers,

    GenevaFlyer
     
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  11. HaveMilesWillTravel
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    African sounds appropriate. But there may be good reasons not to.
     
  12. GenevaFlyer
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    One could exclude loans to Barefoot, Strathmore and the South African university for example ....
     
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  13. canucklehead
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    canucklehead Gold Member

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    It would be great if we can get our Southern Hemisphere lenders to kick it off with a selection of a bunch of loans we can pile onto and then pick a few more as they get funded.

    I will have my repayments then and will be happy to jump in to help the selections! (not sure if I have enough to make 67 loans, but heck, who knows!) :)
     
  14. misman
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    misman Gold Member

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    I hope that is obvious. ;)

    I like the "rules" that we had in the "Helping" thread (when it was active.) Seems like they had to be 3-1/2+ stars with low/no delinquencies and defaults and terms less than 12-months. (There was also the timeframe that would not be relevant for these loans, i.e. expiring in 15-24 hours.)
     
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  15. MissBurrill
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    MissBurrill Gold Member

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    I like the idea of focusing on African loans. Another idea could be to close a loan in each country but I do like focusing on the people of Africa.
     
  16. MissBurrill
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    MissBurrill Gold Member

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    Agreed.
     
  17. GenevaFlyer
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    GenevaFlyer Milepoint Guide

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    So can we look forward to your daily list of picks to be funded during the challenge period? :D

    GenevaFlyer
     
  18. MissBurrill
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    MissBurrill Gold Member

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    Sure! I can even stay up the full 67 hours and run a command centre out of my house. I could walk to the pizza store but I'll get them to deliver so I don't miss a loan.

    As long as the experts give me guidance on the preferred loan type I can have the list of the day. Should I choose 22 per day?
     
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  19. HaveMilesWillTravel
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    Like the clock, one per hour :)

    Sounds painful, staying up 67 hrs. I need my (at least) six hours of sleep or I am too crabby the next day. And then you wouldn't want me around here (heck, I don't even know if you want me around here on my good days :D ).
     
  20. MissBurrill
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    MissBurrill Gold Member

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    The interweb says 5am PST = 11pm in Brisbane. Before I go to bed on Monday night I need to have chosen some loans. We have a few days to refine the criteria I will use. I am thinking we focus on Africa and loans under $1000. I saw less than 12 months repayment term mentioned so I'll add that to my criteria. With group loans will I look at average per group member? As in a loan to 10 people where the total is $2500 but in theory each person is borrowing $250. I will choose male and female borrowers.

    Any requests on sectors to focus on or to try to avoid? I will do my best to meet all our requirements but we're such a diverse group that I won't keep everyone happy all the time.

    I have changed my auto lending settings so when my repayments come in my account doesn't start looking for Timor Leste loans.
     
  21. HaveMilesWillTravel
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    Personally I am not worried about that. If you pick a loan that I completely don't want to fund, I just won't fund it and that's that. I cannot fund all 67 loans anyway unless I use my "allowance" for August *and* September (and then I won't have any fun for a long time).
     
  22. MissBurrill
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    MissBurrill Gold Member

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    Good point, not every loan will appeal to everyone. A bit of everything it is then. I'll try not to let my bias get in the way and nominate most of them to be beer loans.
     
  23. MissBurrill
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    Good point, not every loan will appeal to everyone. A bit of everything it is then. I'll try not to let my bias get in the way and nominate most of them to be beer loans.
     
  24. MissBurrill
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    MissBurrill Gold Member

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    Good point, not every loan will appeal to everyone. A bit of everything it is then. I'll try not to let my bias get in the way and nominate most of them to be beer loans.
     
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  25. MissBurrill
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    MissBurrill Gold Member

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    Internet playing up and I just spammed everyone with the same post a few times. Sorry!!!!!
     
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