Chase Ink Bold Changes

Chase Ink Bold Changes

Chase Ink Bold is offering a new small business card with different benefits from the previous card. The sign-up bonus is the same at 50,000 miles, and you must spend $5,000 on your card within the first three months of ownership to get the bonus.

One major change is that the threshold bonuses have been discontinued. In the past, you would earn bonus points based on how much you spent on the card in one year; for example, 7,500 bonus points with $25,000 in net purchases and up to 25,000 bonus points when spending $100,000 in one year.

The new card offers up to five points per $1 on business expenses up to a maximum 200,000 bonus points/$50,000 spent on wireless/telecommunication services, cable, satellite TV and radio, office supply stores and wholesale distributors of office supplies; two points per $1 spent at gas stations and hotels up to a maximum of 50,000 bonus points/$50,000 spent and one point per $1 spent elsewhere. There are no foreign transaction fees and the $95 annual fee is waived the first year. Other benefits include airport lounge access to over 350 VIP lounges worldwide via Priority Pass with the first two visits per year free, and $27 per person thereafter, and free additional cards with the primary cardholder receiving all the points.

This is a charge card so balances must be paid in full each month. It is linked to the Ultimate Rewards program, where you can transfer at a 1:1 ratio to: Continental, United, British Airways, Korean Air, Hyatt, Priority Club, Marriott and Amtrak. Cardmembers can earn an additional point per $1 when booking travel through Chase’s Ultimate Rewards online travel booking tool. Visit to apply for the card.

Bottom line: If you already own a Chase Ink Bold, you will continue to receive the benefits offered when you signed up for that card. This might be especially beneficial to you as a big spender to keep the old benefits. But if you find that the new card’s benefits are more to your liking, a call to Chase should allow you to move to the new card. The other Chase cards have not changed.

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