Starwood Preferred Guest members in the U.K. can now earn points with a new co-branded SPG American Express credit card. Cardholders earn one point for every pound spent on the card plus a 10,000-point welcome bonus after spending 1,000 pounds on the card in the first three months, Gold elite status after spending 15,000 pounds annually and an annual complimentary weekend night at a Category 1-4 hotel after spending 25,000 pounds each year. The card carries an annual fee of 75 pounds and the Web site lists a rate of 32 percent APR (including the annual fee) and a typical rate of 19.9 percent p.a. (variable).

Bottom line: The card doesn’t come cheap or have the best rate, but if you don’t carry a balance and are able to spend 25,000 pounds on the card every year, a free night, Gold elite status and one point per pound spent are valuable benefits. To learn more, visit http://www.spg.com/amexcarduk